How to Build a Bungalow on a Low Income


How to Build a Bungalow on a Low Income

From some, building a house in Nigeria appears like a dream that can be accomplished by comfortable individuals. All things considered, this might be valid. Be that as it may, most low-pay workers don’t trust that they can possess a house in a well-ordered endeavour. To recommend affordable ways of owing a property in Nigeria, we have broken down the different procedures in term of cost of building, the cost of building materials and the phases of building a bungalow.


Buy your Land in a Low-cost Area

            Cost Saving Advantages; cost of land is cheap, several of these areas have firm lands which will reduce building cost, labour cost is relatively cheaper compared to high cost area (although you can bring your labourers and workers from any area), cost of material is cheaper.

Get a decent design from an Architect (not a Draftsman) and hire a Quantity Surveyor

A professionally designed ventilated house would reduce the implication of further or future renovation. A quantity surveyor will help to determine the amount of material you require and the cost of building based on your design. Those who seek professional assistance save money on the long run.


The best decision to take here is to ask for a minimum 3-bedroom design and depending on your land and pocket you could opt for a 4-bedroom bungalow. If you opt for a 2-bedroom apartment, you pay more on the long run. Also remember that changing your building plan can cost you extra so be certain of your design before commencing. Look for brilliant, young professionals as they can give you a great job at a great cost.

Hire a workforce based on the work they have done.

If they have been doing good work, chance are they will make less mistakes that will cost you extra money. Quality work last longer making it more cost effective.


Ideally by means of referral, get a team of trained individual to work with you. Don’t employ any of the local people (bricklayers, woodworker and so on) living in the area you just brought your land. The normally do a bad job, steal your materials or get away with money. Because they are locals – managing them may be difficult considering you would be living in that community soon.

Handling Building Material Cost

You are probably going to spend a fraction of a million on the foundation to German floor. (remember we picked a good soil area) so how would you get your initial million to begin?

  1. Buy 30 tonnes of granite (preferably) or 2 tippers of gravel, 30 tonnes means you will delivery from a quarry and a good deal, but sometimes it is difficult for the 30 tonnes trailer to access your site, only then should you settle for 15 or 20 tonnes.
  2. Buy one 20 tonnes tipper of sharps and; this would serve us to German floor level.
  3. Save for 50 bags of cement, but the actual amount you will need is about 30 for foundation and 15 for block works and other works.
  4. We will not be budgeting for reinforcement bars because we picked a good soil.

Saving on the actual Works

  1. Ensure you get the Hausa guys to clear your site and uproot any tree that falls on the building’s location totally, at a price of about 10K, you should get this done.
  2. Digging of foundation would cost you about #20000 – #30000; if you pay more than that you must have hit a rock underground that needs extra cutting, however, I always advise you follow C below.
  3. Always negotiate for all works on a stage at once, don’t separate the work e.g. Digging, Foundation, and Blockwork instead discuss by saying foundation work to German floor.
  4. The filling can be done by yourself, buy your filling and get people to spread it at the rate of #2500 per tipper, you would need as much as 12 tippers here. It cost about 20k per tipper but we can save cost.

Other ways to Save

To save money you can opt to dig your septic tank and soak away and use the sand dug out for filling, this would normally save you about #200000. But rules apply.

  1. Ensure erect the block works to the septic tank and the soak away immediately after digging
  2. Ensure the septic tank is well plastered
  3. Ensure you supervise the block-filling yourself as every space between the septic tanks block and the natural ground must be well filled and compacted to avoid a tear off after the first rain.

What next?

            Now that you have completed this works, filled the foundation to level allow rainfall on it, compact it before thinking of your German floor.

It is common to see people continue the building to lintel or roof level without a German floor but I will advise you to do it; remember the plan is to complete the house over a long period (from limited fund ), the amount you will probably save by skipping this stage be forced our of your pocket later in the project.



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